Accounts Table

At The Evangeline Bank and Trust Company, our goal is to make your life easier. Our wide variety of checking accounts do just that.

Our Checking Accounts

Account Description Features Min. to Open Free Debit Card Free Online Banking
Personal Checking - No  service charge if minimum bal. is $800 or more
Access to nationwide network of ATMs
$100 Yes Yes
Personal Student Checking Available to people under age 26 who are enrolled full time in high school, college or vocational -technical school. No minimum balance service charge (All other fees and charges apply)
Access to nationwide network of ATMs
$100 Yes Yes
Personal Senior Checking Available to people age 62 and older No service charge
Access to nationwide network of ATMs
$100 Yes Yes
Commercial Checking - - $200 Yes Yes
NOW Account
A checking account that pays interest on deposit
Available to individuals, sole proprietors, nonprofit organizations and public units
Access to nationwide network of ATMs
$1000 Yes Yes
 

Our Checking Accounts Offer Something Extra

At The Evangeline Bank and Trust Company, our goal is to make your life easier. Our wide variety of checking accounts do just that. Whether you're a student, a senior citizen, a business owner or a resident of our market area, we offer accounts that keep fees low and keep satisfaction high with easy access to hundreds of ATMs and free use of our time-saving Online and Mobile Banking services.
 

Personal Checking

  • Minimum opening deposit $100
  • No minimum balance service charge if minimum balance is $800 or more
  • Access to nationwide network of ATMs
  • Free Visa debit card
  • Free use of Online and Mobile Banking services

Personal Student Checking

  • Available to people under age 26 who are enrolled full time in high school, college or vocational-technical school
  • Minimum opening deposit $100
  • No minimum balance service charge (All other fees and charges apply)
  • Access to nationwide network of ATMs
  • Free Visa debit card
  • Free use of Online and Mobile Banking services

Personal Senior Checking

  • Available to people age 62 and older
  • Minimum opening deposit $100
  • No service charge
  • Access to nationwide network of ATMs
  • Free Visa debit card
  • Free use of Online and Mobile Banking services

Commercial Checking

  • Minimum opening deposit $200
  • Access to nationwide network of ATMs
  • Free Visa debit cards for any number of employees
  • Free use of Online and Mobile Banking services

NOW Account

  • A checking account that pays interest on deposits
  • Minimum opening deposit of $1,000
  • Available to individuals, sole proprietors, nonprofit organizations and public units
  • Access to nationwide network of ATMs
  • Free Visa debit card
  • Free use of Online and Mobile Banking services
 

Our Savings Accounts

 
Account Name Description
Features
Min. to Open
Interest
Personal Savings Interest is computed daily and credit quarterly
Minimum opening deposit of $100.00 or $50.00 for a minor balance of $100
Free debit card and Free online banking
$100 _
Christmas Club Save throughout the year for the holidays.
Deposits are automatically debited from your checking account.
Maximum monthly deposit per customer is $1,000. $5 Competitive interest rates
Money Market Easy access to money through ATMs, Online Banking and branch locations.
Electronic transactions limited to six per month.
Available to all individuals, businesses and non-profit organizations.
$2,500 -
Certificate of Deposit Choose investment terms up to 5 years.
Investment with guaranteed returns.
$250 Interest penalties possible if money is withdrawn before certificate reaches maturity.
IRA Deposit Traditional and Roth IRAs available.
Potential tax benefits for both types of IRAs.
$250
Offered with fixed or variable rate.
 

Saving accounts prepare you for whatever tomorrow brings

What does your future hold? It's hard to know. That's why building up your savings is a good idea. With regular deposits, you'll be able to make big purchases for your family, cover unexpected expenses, get ready for retirement and do any number of other things. At The Evangeline Bank and Trust Company, we offer a number of savings options to help you reach your financial goals.
 

Personal Savings

  • Interest is computed daily and credit quarterly
  • Minimum opening deposit of $100.00 or $50.00 for a minor balance of $100.00
  • Free Visa Debit Card
  • Free use of Online and Mobile Banking services
 

Christmas Club Accounts

  • Save throughout the year for the holidays
  • Minimum opening deposit of $5
  • Maximum monthly deposit per customer is $1,000
  • Competitive interest rates
  • Deposits are automatically debited from your checking account

Money Market Accounts

  • Minimum opening deposit of $2,500
  • Easy access to money through ATMs, Online Banking and branch locations
  • Electronic transactions limited to six per month
  • Available to all individuals, businesses and non-profit organizations

Certificates of Deposit

  • Minimum opening deposit of $250
  • Choose investment terms up to 5 years
  • Investment with guaranteed returns
  • Interest penalties possible if money is withdrawn before certificate reaches maturity

IRA Deposit Account

  • Minimum opening deposit is $250
  • Offered with fixed or variable rate
  • Traditional and Roth IRAs available
  • Potential tax benefits for both types of IRAs
With so many account options, it's possible you'll have questions for us. At The Evangeline Bank and Trust Company, we're happy to meet with you, provide information about deposit account rates, and help you open the account of your choosing. Just stop by one of our convenient locations and ask to speak to one of our friendly representatives.